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Jio Finance Limited (JFL) was originally incorporated as ‘Tex-Style Synthetics Private Limited’ as a private limited company on January 19, 2000. The name of the Company was then changed to ‘Reliance Power Ventures Private Limited’ on May 12, 2000,and subsequently became a deemed public limited company with its name was changed to ‘Reliance Power Ventures Limited’ on May 17, 2000. Thereafter, the name of JFL was changed to 'Reliance Retail Ventures Limited' on July 26, 2006. Subsequently, the name of JFL was changed to ‘Reliance Retail Finance Limited’ on August 21, 2006. The name of the Company was then further changed to ‘Jio Finance Limited’ on August 25, 2023. Presently, the Company is a wholly owned subsidiary of Jio Financial Services Limited. The CIN of JFL is U64990MH2000PLC123731.

We are at the forefront of India's digital revolution, ready to embrace transformative growth. Our ultimate aim is to lead the charge in financial inclusion by providing seamless access to credit for both consumers and merchants.

At JFL, our approach centres on the customer, emphasizing operational excellence and harnessing cutting-edge technology to set new industry benchmarks. Our goal is to redefine the delivery of financial services, ultimately driving positive change, empowering communities, and contributing to India's prosperity.



About us

We care about a financially secure and prosperous future for all Indians. 
Our vision is to digitally deliver a range of financial products to promote 
the financial well-being of the people of India. Over the next decade, the digital economy will be the primary catalyst for the Indian economy and 
will generate cost efficiencies and productivity gains across sectors and industries, creating a virtuous cycle of continuous, sustainable, and 
inclusive growth. 

As India advances towards higher GDP growth levels and higher per capita income, our company, being born in this new digital era, will deliver financial products digitally and ensure that the benefits of financial services reach each and every Indian; our company will strive to capture the growth opportunities and ride this digital wave and target maximising returns for all its stakeholders.

Our Strategy & Vision

Jio Finance Limited is a subsidiary company of Jio Financial Services Ltd. 

Jio Financial Services Ltd. (JFSL) was originally incorporated as Reliance Strategic Investments Private Limited on July 22, 1999. Subsequently, the name of the Company was changed to Reliance Strategic Investments Limited and a fresh certificate of incorporation was issued on January 14, 2002. The name of the Company was further changed to 'Jio Financial Services Limited' and a fresh certificate of incorporation was issued on July 25, 2023. 

JFSL is a systemically important non-deposit-taking Non-Banking Financial Company registered with the Reserve Bank of India. (CIN: L65990MH1999PLC120918).

Our Parent Company

Jio Payments Bank Limited (JPBL) is a next-generation, digital-first bank committed to revolutionizing banking in India. Granted approval by the Reserve Bank of India under the Banking Regulation Act, 1949, JPBL was incorporated in November 2016 to offer secure, simple, and inclusive banking solutions for every Indian. 

As part of the Jio Financial Services Limited (JFSL) group, JPBL is at the forefront of driving financial inclusion by leveraging cutting-edge technology, seamless digital experiences, and a customer-first approach. With an extensive nationwide network of Business Correspondents, we are bringing future-ready banking services to every corner of the country. 

Our suite of offerings is designed to meet the diverse financial needs of individuals and businesses alike — from zero-balance savings accounts, UPI-enabled payments, and innovative sweep accounts that optimize idle funds, to essential services like Domestic Money Transfer (DMT), Aadhaar-enabled Payment System (AePS), and Bharat Bill Payment System (BBPS). 

Guided by JFSL's vision of simplifying finance and enhancing lives of customers, we are building a robust and future-ready banking ecosystem grounded in trust, convenience, and digital excellence. Whether you're handling daily transactions or planning for long-term financial growth, JPBL ensures a banking experience that is effortless, secure, and rewarding. 

Join us in shaping the future of digital banking in India – Jio Payments Bank, Your Everyday Bank!

Redefining banking for all

Our loans give customers the freedom to pursue our dreams with confidence, because we support them every step of the way.

What our customers think

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Jio Payments Bank is registered with DICGC www.dicgc.org.in